Investments
While many financial professionals aren’t interested in working with the middle class, I am proud to service families to help them save and invest for their short-term and long-term goals.
Mutual Funds
Mutual funds are an effective long-term savings vehicle. Mutual funds are a great way to “become an owner, not a loaner.” They give average families access to an investment vehicle with access to professional asset management*.
All investments involve risk, but I can help you understand those risks and guide you to select mutual funds that match your investments goals and risk tolerance.
A mutual fund is an investment that pulls together money from individuals, called investors, to buy stocks and bonds from a wide range of companies. In other words, a mutual fund is a professionally managed “pool” of money.
Managed Accounts
Clients investing through our Lifetime Investment Program work with my team to access a wide range of professionally managed portfolios. I will work with you to understand and develop your personal goals, time horizon, risk tolerance, and investing preferences. Using portfolios composed of stocks, bonds, mutual funds and/or exchange traded funds (ETFs), I will then assist you in selecting professional asset manager(s) and portfolios(s) to help meet your investing needs.
A managed account program is a process of engagement for investing your assets through a relationship established between you and your financial advisor who can help you develop and execute an investment plan to enable you to accomplish your investing goals.
Annuities
Annuities are long-term contracts between an individual and an insurance company.
Variable annuities contain both investment and insurance features and are designed specifically for retirement.
Index-linked variable annuities track the rise and fall of the share prices of stocks included in an index, such as the S&P 500, but do not include dividends paid by those stocks.
Fixed annuities are long-term contracts between an individual and an insurance company. Fixed annuities provide a fixed rate of return that is guaranteed by the issuing company.
Fixed index annuities provide a higher rate of return than a fixed annuity, but the return is not guaranteed.
Annuities are specifically designed to help you reach your retirement goals. They can provide tax-deferred growth during the years you would like to save for retirement and lifetime income during retirement.
Business Retirement Plans
Whether you are self-employed or have employees, our plan offerings are individual and employer-sponsored retirement plans that grant employees the opportunity to contribute a portion of their salary on a tax-deferred basis into investment vehicles, such as mutual funds and annuities.
Together we can determine the smart solution for your business needs.
- 401(k), 403(b), 457(b)
- SIMPLE IRA, SEP IRA
- Payroll Deduction Plans
Almost 70 percent of Americans think they won’t have enough money to retire comfortably.
Barrons.com
Clients Are Worried About Retirement. Why They’re Not Telling Their Advisors
