While many financial professionals aren’t interested in working with the middle class, I am proud to service families to help them save and invest for their short-term and long-term goals.

Mutual Funds

Mutual funds are an effective long-term savings vehicle. Mutual funds are a great way to “become an owner, not a loaner.” They give average families access to an investment vehicle with access to professional asset management*.

All investments involve risk, but I can help you understand those risks and guide you to select mutual funds that match your investments goals and risk tolerance.

A mutual fund is an investment that pulls together money from individuals, called investors, to buy stocks and bonds from a wide range of companies. In other words, a mutual fund is a professionally managed “pool” of money.

Managed Accounts

Clients investing through our Lifetime Investment Program work with my team to access a wide range of professionally managed portfolios. I will work with you to understand and develop your personal goals, time horizon, risk tolerance, and investing preferences. Using portfolios composed of stocks, bonds, mutual funds and/or exchange traded funds (ETFs), I will then assist you in selecting professional asset manager(s) and portfolios(s) to help meet your investing needs.

A managed account program is a process of engagement for investing your assets through a relationship established between you and your financial advisor who can help you develop and execute an investment plan to enable you to accomplish your investing goals.


Annuities are long-term contracts between an individual and an insurance company.

Variable annuities contain both investment and insurance features and are designed specifically for retirement.

Index-linked variable annuities track the rise and fall of the share prices of stocks included in an index, such as the S&P 500, but do not include dividends paid by those stocks.

Fixed annuities are long-term contracts between an individual and an insurance company. Fixed annuities provide a fixed rate of return that is guaranteed by the issuing company.

Fixed index annuities provide a higher rate of return than a fixed annuity, but the return is not guaranteed.

Annuities are specifically designed to help you reach your retirement goals. They can provide tax-deferred growth during the years you would like to save for retirement and lifetime income during retirement.

Business Retirement Plans

Whether you are self-employed or have employees, our plan offerings are individual and employer-sponsored retirement plans that grant employees the opportunity to contribute a portion of their salary on a tax-deferred basis into investment vehicles, such as mutual funds and annuities.

Together we can determine the smart solution for your business needs.

  • 401(k), 403(b), 457(b)
  • Payroll Deduction Plans

Almost 70 percent of Americans think they won’t have enough money to retire comfortably.

Clients Are Worried About Retirement. Why They’re Not Telling Their Advisors

Why should you get a legal plan?

With the Primerica Legal Protection Program "PLPP," you gain peace of mind knowing that you have access to reliable legal advice and services at your disposal, regardless of the size or nature of the legal issue you encounter.



Jorge Loyo (ID: KRTJ6)

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Jorge Loyo (ID: KRTJ6)

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Life Insurance

Access your life insurance, investment snapshot, and useful calculators

Mutual Funds

Access your mutual fund account(s). Make sure to click on SAM 2.0.

Managed Account

Access your managed account(s)

How Money Works digital book

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