Insurance is a way to manage your risk. It is a financial safety net, helping you and your loved ones recover after something bad happens.

Term Life

Do I Need Life Insurance? If anyone is depending on your income or if you have obligations (debt, mortgage, etc.) that would fall to someone else to handle if you were to die, then the answer is, “Yes.”

This type of insurance typically allows clients to initially purchase more insurance coverage for less money (premium) than other kinds of life insurance.

Term life insurance provides coverage for a specific period of time, or “term” of years. If the insured person dies within the “term” of the policy and the policy is still in force (active), then the death benefit is paid out to the beneficiary.

Term Insurance is pure protection, like fire insurance or auto insurance, its sole function is to support your family if you die. You can buy large amounts of coverage for modest amount of money – and big policies are what your spouse and children need.

Jane Bryant Quinn

Making the Most of Your Money Now

Senior Health

Medicare can be really complicated. In fact, most people don’t know that original Medicare (Medicare Parts A and B) doesn’t cover everything.

To learn what plans and policies are available in your area, you can speak to a licensed agent who can help you compare plans from multiple insurance carriers available in your area and provide customized information regarding benefits like vision, dental, hearing and more. They may even be able to help you find a plan with $0 premiums and/or $0 copays.


Use the following information for your referral.

Rep ID: KRTJ6 (Jorge Loyo)

Are you overwhelmed by your healthcare options or just not sure that you have the coverage that’s right for you?

Primerica has partnered with e-TeleQuote to help make the process of selecting a Medicare plan easier.

Auto & Home

You can take the hassle out of protecting your home and automobiles with Primerica Secure and Answer Financial®, Inc.

Get competitive rate quotes in 10 minutes or less. Shop among top-rated insurance providers to help you find great coverage for your money. There is no obligation to buy – just an opportunity to save money and get the coverage you deserve.

Auto insurance premiums are calculated using a many factors—and some insurers give more weight to some factors than others. The cost of an auto insurance policy is generally determined by the amount of coverage, types of coverage chosen and other factors.

Insurance Information Institute


Commercial insurance is crucial for small businesses. It protects you from commonly experienced losses including property damage, theft, liability and employee injury.

With adequate insurance, companies can more easily recover from these types of losses. Without it, you risk going out of business.

Commercial insurance is also called business insurance. Business insurance covers losses related to unexpected events like lawsuits, accidents, or natural disasters, among others.

Why should you get a legal plan?

With the Primerica Legal Protection Program "PLPP," you gain peace of mind knowing that you have access to reliable legal advice and services at your disposal, regardless of the size or nature of the legal issue you encounter.



Jorge Loyo (ID: KRTJ6)

Got a Smart System?

Vivint Smart Home protects your home/business and personal assets, to create more peace of mind than ever before!

Use Promo Code


Your representative

Jorge Loyo (ID: KRTJ6)

Excludes DIY/FCO & Panel activations.
2-camera minimum.
Must install by 2/10/24

Life Insurance

Access your life insurance, investment snapshot, and useful calculators

Mutual Funds

Access your mutual fund account(s). Make sure to click on SAM 2.0.

Managed Account

Access your managed account(s)

How Money Works digital book

Skip to content